Latest Disability Articles


Tips On Claiming Private Disability Insurance

A sizeable number of people get themselves insured for disability because they are never certain when they might need additional insurance. However, claiming private disability insurance is a much more difficult job than just getting enrolled into it. A person can lose his/her way if he/she is not well aware of the different types of various rules involved and the proper way of claiming the policy. Some simple tips or guidelines, if followed properly, can help a person to claim private disability insurance without much too much of trouble.

VA Disability Benefits Are Not To Be Taken As Retirement Benefits

In order to meet the needs of the veterans and their families who have been rendered disabled or lost their lives serving the United States, the Veterans' Disability Benefits Commission was incorporated with the National Defense Authorization Act of 2004. The Veteransí Disability Benefits Commission is an independent body which conducts its own independent surveys of various laws of the nation regarding compensation and assistance for the veterans and the disabled survivors and their deaths which occur because of their military service.

Special Rules For People Who Are Blind Disability Planner

We should be aware that disability might happen to anyone of us, and that a 20-year-old working person has a 3-in-10 chance of becoming disabled before he/she reaches retirement age. Unfortunately, however, very few of us realize the gravity of such a situation and pay scant attention to any possible safety net we can fall back on should we become disabled. Social Security can be of great help should such a situation arise.

Physical Disability Types

Disability is a physical or mental impairment that limits an individualís activities of life. A person can be born disabled or acquire it during his or her lifetime. There are various types of disability: physical, sensory, learning, communication, acquired brain injury, developmental delayed learner, psychological and others. Psychiatric disorders and various chronic diseases like diabetes or heart disease can also be termed disabilities. Among the physical disabilities are included blindness, hearing impairment, mobility and orthopedic impairment. Blindness and hearing impairment can be either total or partial. Mobility and orthopedic impairment denotes a serious kind of limitation in locomotion or motor functions.

List Of Learning Disabilities

These daysí learning disabilities have emerged as a common problem with the children and teenagers due to different forms of physical and mental problems. It has been seen that learning disabilities can happen without warning but if you are aware about guidelines on these kinds of disabilities, then you can avert various kinds of health problems. These learning disabilities can be healed to a large extent if the right care and cautions are implemented. The list of these learning disabilities can affect the mind and the body of the person.

Individual Short Term Disability Insurance

There are various reasons for getting insurance and this has been considered as one of the best options for assuring a secure future. This is in reference to any kinds of emergencies and long term financial planning. Hence people who are suffering from any kind of disability or problems related to the same can select short term individual disability insurance. This is essential to ensure that their health needs are taken care of and they donít have to incur drastic expenses to deal with. However these are not in concern with future health problems and take care of short term goals.

Famous People With Learning Disabilities

There are so many famous people who have been suffering from different kinds of learning disabilities like dyslexia and other related problems. However they were able to recover from their problems and emerge as winners, by defeating the disease through will power and love and affection of their loved ones. Basically learning disabilities have emerged as a common problem with a lot children and teenagers. The causes of these disabilities vary and there are different forms of physical and mental reasons for the same.

American Disabilities Act

Have you heard this great news? The Americans with Disabilities Act (ADA) has been revised thoroughly and is in effect at the moment. What is current status of the Act therefore? According to experts, the new law amending the ADA brings to the fore a much larger definition of disability (certainly in scope) to help protect those being discriminated against, especially at work. There is no doubt that discrimination against people suffering from disability, at workplaces, is increasing in the whole of United States of America. The amendment was passed and signed in the fall of 2008 and went into effect on January 1, 2009.

Disability Statistics

After the International Year of Disabled Persons (1981), adoption of the United Nations World Programme of Action Concerning Disabled Persons (1982) and the release of the Standard Rules on the Equalisation of Opportunities for Persons with Disabilities (1993), the demand for proper statistics on various human disabilities increased to a great extent. The United Nations was requested by the World Programme of Action to develop an effective system to regularly collect and disseminate data on disabilities. In 2006, the statistics division of the UN started the collection of basic data on various disabilities through the existing Demographic Yearbook data collection system.

Applying For Disability Benefits

Nowadays, almost in each and every country (whether it is democratic or not) concepts of disability benefits are getting prominence and experts are regarding this as the finest specimen of benevolence or munificence. Whatís more, this also ensures the life of the concerned disabled person to a great extent. Now, if you are the very disabled person, you are the best person to decide where you should apply. It may be anything like an insurance company, the Supplemental Security Income (or SSI), or the Veteransí Administration but in any case there is the need of lots of patience, time, and effort on part of the applicant or you. Never forget that this is a tiresome or lengthy process.

Fetal Alcohol Syndrome And Social Security Disability

Any kind of alcohol intake during pregnancy be it beer, wine or liquor is known to cause mental and physical birth defects. When a woman drinks alcohol during pregnancy, the chances are high that they baby who will be born could suffer from mental as well as physical deficiencies. Yet many pregnant women do consume alcohol. The side effects could damage the growth of the baby can cause a permanent damage for his or her entire life. This is known as the fetal alcohol condition.

Private Disability Income Insurance Plans Are Available On A Group Basis And On An Individual Basis

Four out of five disability income insurance claimants are satisfied with their policy, according to a new survey conducted by Harris Interactive on behalf of Americaís Health Insurance Plans (AHIP). ďDisability insurers are providing valuable income protection and innovative services that are helping to meet the needs of disabled workers.Ē

Disabilities Make It Harder To Take Part In Normal Daily Activities

People who have a disability or are suffering from physical, sensory or even mental impairments, doing or even performing a normal everyday task is very difficult for them. Using a broad definition like this almost 20 percent of the entire population lives with some form of a disability or the other. Some disabilities may be temporary such as a broken hip while others can be relatively minor such as vision impairments which can be modified with corrective lenses. Other disabilities which can be classified as severe may not be termed as a handicap which causes the inability to take part in a community life on an equal level with others. A perfect example for this is a person who even though uses a wheelchair is still able to live an independent life regardless of the fact that his physical and social barriers to mobility have been removed.

History Of The Americans With Disabilities Act

Approved by the United States Congress in 1990, the Americans with Disabilities Act (ADA) is the most comprehensive federal civil rights legislation that aims to protect the rights of people with disabilities. The ADA tries to help disabled people overcome the obstacles and discrimination they have had to face for long. The ADA has in its ambit employment access, state and local government programs and services, access to places of public accommodations, transportation, non-profits service providers and telecommunications. Amended many times since 1990, the ADA is still undergoing continuous review and interpretation in various courts.

Are SSI Disability Benefits Different Than SSDI Disability Benefits?

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are two programs which are offered through the Social Security Administration to provide people with financial security, in case they become disabled and become incapable of work to support their daily living. In order to qualify for benefits under the SSDI program, an individual with disability must fulfill the medical criteria set by it. SSI is a program that gives monthly cash payments to those who do not have sufficient income or own many things. SSI is for elderly people, and also disabled people of any age, including children.

Facts About The Americans With Disabilities Act

The objective of the Americans with Disabilities Act (ADA) of 1990 is to prevent discrimination against people with disabilities in the employment sector. Applicable for employers with 15 or more employees, Title I of the Americans with Disabilities Act bars private organizations, state and local governments, employment agencies and labor unions from discriminating against qualified but disabled persons in job application procedures, hiring, firing, advancement, compensation, job training, and other terms, conditions, and privileges of employment. The Actís nondiscrimination standards are also applicable to federal sector employees under section 501 of the Rehabilitation Act, as amended, and its implementing rules.

What Are Some Types Of Learning Disabilities

There are various types of learning disabilities (LD), which are neurologically-based processing problems. These disabilities hamper the learning of some basic skills such as reading, writing, or handling mathematics. Learning disabilities are not confined to these basic peripheries only; they can also affect higher-level skills such as organization, time planning, and abstract reasoning. The types of learning disabilities depend on the particular processing problem, which may be linked with Input, Organization, Memory and Output.

Disability Devotees In History

By disability devotees we mean those people who have - in normal sense rather unusual - intense sexual desire for someone suffering from some sort of disability. In what may look strange to many, these devotees are particularly aroused by people just because they have a disability. These devotees are mostly men who are attracted to disabled women, but there are many instances where women devotees are attracted to disabled men as well.

Purpose Of American Disability Act

The Americans with Disabilities Act (ADA) was issued by President George H. W. Bush on July 26, 1990, is an important legislation to enlarge civil rights protection to people with disabilities. The ADA prohibits prejudice on the basis of disability in employment, State and local government services, public transportation, public accommodations, commercial facilities, and telecommunications. The ADA requires the U.S. Architectural and Transportation Barriers Compliance Board (Access Board) to complement its Minimum Guidelines and Requirements for Accessible Design to serve as the foundation for regulations to be issued by the Department of Justice and the Department of Transportation under Title II and Title III of the Act. On July 26, 1991, the Access Board issued its ADA Accessibility Guidelines for Buildings and Facilities (ADAAG).

California State Disability Insurance Programs

Insurance is a very important aspect of oneís life. Itís a policy which helps us to cover loads of areas of our lives such as life insurance, health insurance, house insurance and many others. Many countries provide insurance which is facilitated by the government. For the Californian workers the State Disability Insurance is a partial wage replacement insurance plan. These programs are generally mandated and are most likely to be funded through the payroll deductions of the employees. Affordable and short term benefits are provided to eligible workers. The two programs that the SDI covers the workers with are Disability assurance & Paid Family Leave Insurance.

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